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Reasons to Have a Mortgage in Retirement

Good Morning Relaxing Retirement Member, Last week, we evaluated the often-asked question: “should we pay off our existing mortgage”? As…

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Do You Want to Pay Off
Your Existing Mortgage?

Good Morning Relaxing Retirement Subscriber, Carrying a mortgage during your retirement years goes against the grain of years and years…

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Do You Want to Pay Off
Your Existing Mortgage?

Good Morning Relaxing Retirement Member, Carrying a mortgage during your retirement years goes against the grain of years and years…

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Should You Buy or Rent a Second Home?

Good Morning Relaxing Retirement Subscriber, Two Relaxing Retirement members have asked the same question in the same week: we’re thinking…

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Should You Buy or Rent a Second Home?

Good Morning Relaxing Retirement Member, Two Relaxing Retirement members have asked the same question in the same week: we’re thinking…

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Why Have Market Prices
Continued to Rise?

Good Morning Relaxing Retirement Subscriber, “Why have stock market prices continued to rise this year?” This is the most common…

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Why Have Market Prices
Continued to Rise?

Good Morning Relaxing Retirement Member, “Why have stock market prices continued to rise this year?” This is the most common…

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Happy 30 Year Anniversary

Good Morning Relaxing Retirement Subscriber, Do you know what yesterday was? If you don’t: a) that’s a good sign, and…

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Happy 30 Year Anniversary

Good Morning Relaxing Retirement Member, Do you know what yesterday was? If you don’t: a) that’s a good sign, and…

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Don’t Miss The Opportunity to Pay Lower Tax Rates

Good Morning Relaxing Retirement Subscriber, You would be shocked by the number of missed opportunities I see to pay lower…

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Don’t Miss The Opportunity to Pay Lower Tax Rates

Good Morning Relaxing Retirement Member, You would be shocked by the number of missed opportunities I see to pay lower…

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To Do In Light of Equifax Data Breach

Good Morning Relaxing Retirement Subscriber, As we discussed a couple weeks ago, Equifax, one of the three major credit reporting…

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To Do In Light of Equifax Data Breach

Good Morning Relaxing Retirement Member, As we discussed a couple weeks ago, Equifax, one of the three major credit reporting…

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Reason #2: Fees

Good Morning Relaxing Retirement Subscriber, Over the last two weeks, we have examined the results of the recently published 23rd…

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Reason #2: Fees

Good Morning Relaxing Retirement Member, Over the last two weeks, we have examined the results of the recently published 23rd…

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Investor Biases – Part II

Good Morning Relaxing Retirement Subscriber, Last week, I revealed the results of the recently published 23rd Annual DALBAR Quantitative Analysis…

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Investor Biases – Part II

Good Morning Relaxing Retirement Member, Last week, I revealed the results of the recently published 23rd Annual DALBAR Quantitative Analysis…

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Investor Biases – Part I

Good Morning Relaxing Retirement Subscriber, Last week, I shared the Wall Street Journal article with you highlighting the fact that…

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Investor Biases – Part I

Good Morning Relaxing Retirement Member, Last week, I shared the Wall Street Journal article with you highlighting the fact that…

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What Can We Conclude From This?

Good Morning Relaxing Retirement Subscriber, An article in this past weekend’s Wall Street Journal was titled, “Investors Have Stopped Pulling…

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What Can We Conclude From This?

Good Morning Relaxing Retirement Member, An article in this past weekend’s Wall Street Journal was titled, “Investors Have Stopped Pulling…

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Clearing Up the Confusion Over
SPOUSAL Social Security Benefits

Good Morning Relaxing Retirement Subscriber, Last week, we took a long look at the math behind claiming your social security…

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Clearing Up the Confusion Over
SPOUSAL Social Security Benefits

Good Morning Relaxing Retirement Member, Last week, we took a long look at the math behind claiming your social security…

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Claiming Your Social Security

Good Morning Relaxing Retirement Subscriber, If there is a subject that generates a lot of confusion and questions, it’s social…

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Claiming Your Social Security

Good Morning Relaxing Retirement Member, If there is a subject that generates a lot of confusion and questions, it’s social…

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Long Term Care Insurance 101

Good Morning Relaxing Retirement Subscriber, As we discussed in the last Retirement Coach Strategy of the Week, the one issue…

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Long Term Care Insurance 101

Good Morning Relaxing Retirement Member, As we discussed in the last Retirement Coach Strategy of the Week, the one issue…

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Paying For Your Care

Good Morning Relaxing Retirement Subscriber, If there is one issue I’m asked about more than any other, which I will…

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Paying For Your Care

Good Morning Relaxing Retirement Member, If there is one issue I’m asked about more than any other, which I will…

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Calculating Your Capital Gains Tax
on The Sale of Your Vacation Home

Good Morning Relaxing Retirement Subscriber, A few weeks back, after walking three of our Relaxing Retirement members through the process…

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Calculating Your Capital Gains Tax
on The Sale of Your Vacation Home

Good Morning Relaxing Retirement Member, A few weeks back, after walking three of our Relaxing Retirement members through the process…

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How Often Do You Experience
Investing Pain?

Good Morning Relaxing Retirement Subscriber, Is it possible that two different individuals can have the exact same investment allocation over…

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How Often Do You Experience
Investing Pain?

Good Morning Relaxing Retirement Member, Is it possible that two different individuals can have the exact same investment allocation over…

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Put It in a Drawer

Good Morning Relaxing Retirement Subscriber, A few weeks back, I shared the discussion I had with a new Relaxing Retirement…

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Put It in a Drawer

Good Morning Relaxing Retirement Member, A few weeks back, I shared the discussion I had with a new Relaxing Retirement…

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Lacrosse Ends

Caroline’s season officially ended at the Inside Lacrosse Academy Tournament in Maryland earlier in the month.  She had a great…

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Calculating Capital Gains on
The Sale of Your Home

Good Morning Relaxing Retirement Subscriber, Three of our Relaxing Retirement members are in the beginning stages of selling their primary…

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Calculating Capital Gains on
The Sale of Your Home

Good Morning Relaxing Retirement Member, Three of our Relaxing Retirement members are in the beginning stages of selling their primary…

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Big Blue

For years, we’ve admired the old Jeep Grand Wagoneer with the wood paneling, and tossed around the idea of picking…

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29th Year

July 10th marked the anniversary of my entry into this business.  It’s hard to believe, but I’m now beginning my…

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Finally: Italy!

Our trip to Italy at the end of June was terrific as anticipated.  After hearing about Italy for so many…

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Taking Stock of Your Independence

“What is the essence of America? Fighting and maintaining that perfect, delicate balance between freedom to and freedom from.” Good…

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Taking Stock of Your Independence

“What is the essence of America? Fighting and maintaining that perfect, delicate balance between freedom to and freedom from.”        Good…

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Summer Has Officially Kicked In

Caroline and Michael have finished their final exams, and Caroline has started her job again down in Chatham.  She (and…

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Part II: Global (International) Investing

Good Morning Relaxing Retirement Subscriber, In last week’s edition of The Retirement Coach Strategy of the Week, we examined the…

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Part II: Global (International) Investing

Good Morning Relaxing Retirement Member, In last week’s edition of The Retirement Coach Strategy of the Week, we examined the…

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Do You Invest Globally?

Good Morning Relaxing Retirement Subscriber, When you hear the phrase “global investing” or “investing overseas”, what is the first thought…

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Do You Invest Globally?

Good Morning Relaxing Retirement Member, When you hear the phrase “global investing” or “investing overseas”, what is the first thought…

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The Next Big Market Correction

Good Morning Relaxing Retirement Subscriber, With the current bull market in its 8th year since the March, 2009 bottom, a…

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The Next Big Market Correction

Good Morning Relaxing Retirement Member, With the current bull market in its 8th year since the March, 2009 bottom, a…

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Part II: Get What You’re Entitled To

Good Morning Relaxing Retirement Subscriber, In my last Retirement Coach Strategy of the Week, we talked about the misery of…

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Part II: Get What You’re Entitled To

Good Morning Relaxing Retirement Member, In my last Retirement Coach Strategy of the Week, we talked about the misery of…

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Insurance Claims:
Get What You’re Entitled To

Good Morning Relaxing Retirement Subscriber, Imagine for a moment that you’re driving home from the airport after one of the…

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Insurance Claims:
Get What You’re Entitled To

Good Morning Relaxing Retirement Member, Imagine for a moment that you’re driving home from the airport after one of the…

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Consolidate…Consolidate…Consolidate!

Good Morning Relaxing Retirement Subscriber, I recently helped a long-time Relaxing Retirement member sort through her Dad’s estate. The exhausting…

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Consolidate…Consolidate…Consolidate!

Good Morning Relaxing Retirement Member, I recently helped a long-time Relaxing Retirement member sort through her Dad’s estate. The exhausting…

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Does Credit Shelter “Portability” Help You?

Good Morning Relaxing Retirement Subscriber, There are very few certainties in the world. One of them is that governments will…

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Does Credit Shelter “Portability” Help You?

Good Morning Relaxing Retirement Member, There are very few certainties in the world. One of them is that governments will…

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Taking Probate Seriously

Good Morning Relaxing Retirement Subscriber, If you’ve ever had the unfortunate job of settling an estate for a family member…

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Taking Probate Seriously

Good Morning Relaxing Retirement Member, If you’ve ever had the unfortunate job of settling an estate for a family member…

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Revisiting What Your Family Will Do
When You’re No Longer Here

Good Morning Relaxing Retirement Subscriber, Without any hesitation, I can tell you that losing Relaxing Retirement members and friends whom…

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Revisiting What Your Family Will Do
When You’re No Longer Here

Good Morning Relaxing Retirement Member, Without any hesitation, I can tell you that losing Relaxing Retirement members and friends whom…

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The “Marathon” Mindset

Good Morning Relaxing Retirement Subscriber, Although injuries have prevented Colleen from running the Boston Marathon these last few years, we…

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The “Marathon” Mindset

Good Morning Relaxing Retirement Member, Although injuries have prevented Colleen from running the Boston Marathon these last few years, we…

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Why You Might Keep a Mortgage in Retirement

Good Morning Relaxing Retirement Subscriber, Last week, we evaluated the often-asked question: “should we pay off our existing mortgage”? As…

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Why You Might Keep a Mortgage in Retirement

Good Morning Relaxing Retirement Member, Last week, we evaluated the often-asked question: “should we pay off our existing mortgage”? As…

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Pay Off Your Existing Mortgage?

Good Morning Relaxing Retirement Subscriber, One of the questions I receive all the time, predominantly from new Relaxing Retirement members,…

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Pay Off Your Existing Mortgage?

Good Morning Relaxing Retirement Member, One of the questions I receive all the time, predominantly from new Relaxing Retirement members,…

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Rebalancing Criteria and Guidelines

Good Morning Relaxing Retirement Subscriber, As we laid out in Principle and Guideline #4 last week, once you have your…

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Rebalancing Criteria and Guidelines

Good Morning Relaxing Retirement Member, As we laid out in Principle and Guideline #4 last week, once you have your…

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Bring on Spring!

I’m not sure about you, but I know I’ve hit my annual threshold with our New England weather.  March 31st…

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Objective vs. Subjective

Good Morning Relaxing Retirement Subscriber, You have built your foundation and you are now there! You’ve determined just how dependent…

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Objective vs. Subjective

Good Morning Relaxing Retirement Member, You have built your foundation and you are now there! You’ve determined just how dependent…

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Confidently Withdraw From
Your Retirement Bucket

Good Morning Relaxing Retirement Member, One of the questions I hear all the time is, “is this a good time…

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Confidently Withdraw From
Your Retirement Bucket

Good Morning Relaxing Retirement Subscriber, One of the questions I hear all the time is, “is this a good time…

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Your Most Impactful Decision

Good Morning Relaxing Retirement Subscriber, When your spending needs are supported by earned income from work, you can afford to…

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Your Most Impactful Decision

Good Morning Relaxing Retirement Member, When your spending needs are supported by earned income from work, you can afford to…

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What NOT to Invest

Good Morning Relaxing Retirement Subscriber, If you’ve been reading all of my recent issues of The Strategy of the Week…

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What NOT to Invest

Good Morning Relaxing Retirement Member, If you’ve been reading all of my recent issues of The Strategy of the Week…

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Discover the “Real” Rate You Need

Good Morning Relaxing Retirement Subscriber, Would you take a new potent drug because it’s popular and everyone’s talking about it?…

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Discover the “Real” Rate You Need

Good Morning Relaxing Retirement Member, Would you take a new potent drug because it’s popular and everyone’s talking about it?…

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In Retirement, You Can’t Invest
Until You Know This

Good Morning Relaxing Retirement Subscriber, Every “retirement calculator” I’ve come across from any financial firm always begins with you assuming…

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In Retirement, You Can’t Invest
Until You Know This

Good Morning Relaxing Retirement Member, Every “retirement calculator” I’ve come across from any financial firm always begins with you assuming…

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Time is on Your Side

Good Morning Relaxing Retirement Subscriber, As we discussed last week, the reason why we subject ourselves to investment volatility (price…

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Time is on Your Side

Good Morning Relaxing Retirement Member, As we discussed last week, the reason why we subject ourselves to investment volatility (price…

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Why Do We Put Up With It?

Good Morning Relaxing Retirement Subscriber, Have you ever stopped to think about why we all invest and put up with…

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Why Do We Put Up With It?

Good Morning Relaxing Retirement Member, Have you ever stopped to think about why we all invest and put up with…

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Step II of
The Relaxing Retirement Formula

Good Morning Relaxing Retirement Subscriber, In last week’s Strategy, we talked about your level of Retirement Bucket™ Dependence, and the…

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Step II of
The Relaxing Retirement Formula

Good Morning Relaxing Retirement Member, In last week’s Strategy, we talked about your level of Retirement Bucket™ Dependence, and the…

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Retirement Bucket Dependence

Good Morning Relaxing Retirement Subscriber, Dependence is not exactly an inviting term! Who wants to be ‘dependent’ on anything or…

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Retirement Bucket Dependence

Good Morning Relaxing Retirement Member, Dependence is not exactly an inviting term! Who wants to be ‘dependent’ on anything or…

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It Would Be Easier
If It Was True For Everyone

Good Morning Relaxing Retirement Subscriber, I recently had a great conversation with a very nice couple who was referred to…

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It Would Be Easier
If It Was True For Everyone

Good Morning Relaxing Retirement Member, I recently had a great conversation with a very nice couple who was referred to…

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What We Can Learn By
Shutting Out the Noise

Good Morning Relaxing Retirement Subscriber, It’s that time of year again. Time to wave goodbye to another great year together,…

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What We Can Learn By
Shutting Out the Noise

Good Morning Relaxing Retirement Member, It’s that time of year again. Time to wave goodbye to another great year together,…

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