Revisiting What Your Family Will Do
When You’re No Longer Here

Good Morning Relaxing Retirement Subscriber,

Without any hesitation, I can tell you that losing Relaxing Retirement members and friends whom we’ve known intimately for years is the most challenging part of our business.

While we all know intellectually that we won’t live forever, the reality of the end of life is always extremely sad.  It’s awful.

Although I don’t love talking about it, every time we experience this with another family in our office, it reminds me that I need to continue to bring this issue to the forefront so all of us take the necessary steps to properly plan.

With the five-year anniversary of our rollout of The What To Do When You’re No Longer Here Program upon us, I’d like to take the opportunity to issue a very important reminder and request to please take some time to prepare your family.

Where Are You in the Process?

Have you used the program so your family isn’t left wondering where everything is and what your priorities were for them?

Do they know…

  • Who to contact:
    • Doctors?
    • Friends?
    • Professionals?
    • Attorney, financial advisor, insurance agent, or CPA?
  • What funeral arrangements had been made?
  • What you want in your obituary?
  • If you have a will or trust?
  • If you have life insurance?
  • The combination to your fireproof safe?
  • The keys to your safe deposit box at the bank?
  • Passwords to files on your computer?
  • What bills to pay to stay current and maintain good credit?
  • Which insurance bills to pay and which to stop paying?
  • What vendors to contact?
  • How to handle their income taxes?
  • What investments you own?

If something tragically happened to you tonight, and you were no longer here to guide them, would your family be able to answer all of these questions?

If you said “no”, you’re not alone.

I’ve yet to meet a new Relaxing Retirement member who had all of this tied together tightly for their family.  (That’s why we created a solution to this horrific problem: The What To Do When I’m No Longer Here Program™.) 

My Recommendation For You

Dedicate an hour this weekend, just one hour, to writing out your answer to these questions for your family.

Now, I fully recognize that you won’t wake up tomorrow morning and say, “Let me see, this weekend I can relax with my family, go to that party, read a book, watch the Sox game, clean the garage, or write out a set of instructions for my heirs when I pass away! Hmmm, what do I want to do first?”

We’re all in the same boat.  I understand.

At the same time, however, your family deserves better.

Just take a little bit of time to write it all down and share it with them.

As difficult as this may be to do given the scope and underlying purpose of this project, try to put yourself in the shoes of your heirs for a moment.  Try to picture them anxiously attempting to carry out your wishes, but without your presence to guide them.

Assume they don’t know anything that you know.  Because of this, I recommend being as thorough and clear as you can.

Obviously, if you’re a Relaxing Retirement member, you already have The What To Do When I’m No Longer Here Program in your possession which comes with a “Checklist” referencing specific pieces of information you’ll provide to your heirs.

However, even without that checklist, you can get started by simply answering the questions posted above.

Do it RIGHT NOW!  Your family will never be able to thank you enough.

Committed To Your Relaxing Retirement,

Jack Phelps
The Retirement Coach

P.S. Arm yourself with the questions you must ask to determine if your financial advisor has a legal obligation to work in your best interest at all times vs. the best interest of the company they represent. To receive a free copy of the Consumer Guide titled: “The 13 Questions You Must Ask Your Retirement Advisor (or Any Financial Advisor You’re Thinking of Working With) Before You Hire Them”, simply click this link:

Your FREE copy will be sent to you immediately.

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I appreciate the trust you place in us. Thank you!

(The content of this letter does not constitute a tax opinion. Always consult with a competent tax professional service provider for advice on tax matters specific to your situation.)